Bank failure risk: A study on Silicon Valley Bank, Signature Bank, and Silvergate Capital Corporations
| dc.contributor.author | Hamurcu, Çağrı | |
| dc.date.accessioned | 2023-10-18T12:24:44Z | |
| dc.date.available | 2023-10-18T12:24:44Z | |
| dc.date.issued | 2023 | |
| dc.department | Ortaköy Meslek Yüksekokulu | |
| dc.description.abstract | This study investigates whether the ratio of long-term investment to total assets, the ratio of cash on hand to total assets, and the ratio of price-to-earnings are risk indicators for bank failures. Silicon Valley Bank (SVB), Signature Bank, and Silvergate Capital Corp., which experienced bank failure, and banks that are among the 20 largest banks in the USA are analyzed with the panel data method. Analyses were made using quarterly data between 2003Q4 and 2022Q4. It is revealed that the long-term investment to total assets ratio increases the bank failure risk. The risk of bank failure varies negatively with the cash on hand to total assets ratio. Bank failure risk rises as the price-to-earnings ratio rises. In terms of revealing the factors influencing the risk of bank failure and possible consequences, it is expected that the findings obtained could contribute to the literature. | |
| dc.identifier.doi | 10.2478/fiqf-2023-0011 | |
| dc.identifier.endpage | 45 | en_US |
| dc.identifier.issn | 2719-3454 | |
| dc.identifier.issue | 2 | en_US |
| dc.identifier.startpage | 36 | en_US |
| dc.identifier.uri | https:/dx.doi.org10.2478/fiqf-2023-0011 | |
| dc.identifier.uri | https://hdl.handle.net/20.500.12451/11173 | |
| dc.identifier.volume | 19 | en_US |
| dc.identifier.wosquality | N/A | |
| dc.indekslendigikaynak | Web of Science | |
| dc.language.iso | en | |
| dc.publisher | Walter de Gruyter (Verlag) | |
| dc.relation.ispartof | Financial Internet Quarterly | |
| dc.relation.publicationcategory | Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı | |
| dc.rights | info:eu-repo/semantics/openAccess | |
| dc.subject | Bank Failure | |
| dc.subject | Risk | |
| dc.subject | Long-term Investment | |
| dc.subject | Total Assets | |
| dc.subject | Cash on Hand | |
| dc.subject | Price to Earns Ratio | |
| dc.title | Bank failure risk: A study on Silicon Valley Bank, Signature Bank, and Silvergate Capital Corporations | |
| dc.type | Article |
